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What is IMPS?

Immediate Payment System (IMPS) is an electronic fund transfer system operated by National Payments Corporation of India (NPCI) and supported by Reserve Bank of India (RBI) in which the remitter can immediately transfer funds from one account to another account.

IMPS is a 24 hours service and it is available on all days including holidays. Though it is a mobile based system, many banks offer this service via ATM and net banking too. Charges will be applied for transactions and it will differ for each bank.

The minimum and maximum transaction limits will change according to banks. To transfer funds via IMPS, the remitter should know the beneficiary’s account number and bank’s IFSC code. As it is an immediate payment service, fund transfer once initiated cannot be stopped.

Funds can be transferred using beneficiary’s MMID (Mobile Money Identifier) and mobile number or else by using account number and IFSC code. By using the mobile application of the respective bank, you can instantly transfer funds anytime.

What is my IFSC Code?

Don't know your IFSC Code? Worry not. Banksifsccode.co.in provides an easy yet effective IFSC Code finder tool to tell the exact IFSC Code of your location on a click of button.

Click "Locate My IFSC Code" button to know the exact IFSC Code of your location.You can also use the IFSC Code finder tool to search the IFSC Code by post office State,City,District,Taluk and by Name.

Locate My IFSC

What is an IFSC Code?

Indian Financial System Code (IFSC) is a unique 11-digit code allocated by Reserve Bank of India (RBI) to each bank branches in India which are contributing to online fund transfer systems like RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer) and IMPS (Immediate Payment Service).

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