What do you need for bank details?

The bank details include the name of the person or business that you are paying the money. The six-digit number or code for the account to the account you need to pay the money. The other is the 8 to13 digit number of the bank account. These are the basic details that are necessary when you need to deposit some amount of some bank account.

What are the account details?

A bank account is a financial account that you maintain in the bank to deposit and withdraw the money. When speaking about the bank details, it includes the account number, IFSC code, which is unique for every branch and your name as mentioned in the bank account. All these are mandatory for depositing the amount.

What are the 4 types of bank accounts?

There are four types of bank account namely, savings account that you use for depositing and withdrawing the money. Next is the current account is the same as a savings account, but it will help in daily transactions. The other is the Recurring deposit account that is meant for depositing the amount for the mentioned period. The final one is the fixed deposit account where you deposit the money for a longer duration.

What is the account type in the bank?

There are four types of accounts namely current, savings, recurring deposit, and fixed accounts. Based on the type of account, it will help with a transaction, deposition on a monthly basis, long-duration fixed deposit and daily transaction as well. You need to know the purpose and try to have the relevant account.

What is a bank account number?

The bank account number is the unique number that is given to everyone who holds the bank account. Each number in the account number will represent each thing. With the account number, it is possible to find the bank, branch and some other details as well. When you need to do each transaction in your account, the account number becomes significant.

What can someone do with the bank account number?

When some unknown person gets information about the account number, they can use it for shopping, withdraw the amount from your account, deposit the account and several others. However, there will be a security code or password, which is necessary for the transaction. Anyway, it is better to make your account number safe from unauthorized people.

How many digits is an account number?

The personal account number will be from 10 to 12 digits. You can find this number at the bottom of the cheque and even in the monthly statement. You need this number when you need to do any work regarding your bank account like depositing, withdrawing, etc. Even when you need to change your mobile number linked with your account, you should produce this number.

Which bank account is best?

There are four different bank accounts like savings, current, fixed and recurring back accounts. All these four accounts are used for different purposes. You need to know about the process of all these accounts and match them with your needs. Based on your convenience, you can choose the best account. On the whole, all the account is best if you choose the account that you require.

How many types account in Bank?

There are different types of bank account, but four types of bank accounts are commonly used by the people. These are the current account, savings account, fixed deposit account, and recurring deposit bank account. Know the purpose of these accounts and move further, if you need details of some other new type of account.

What are the four types of banks?

There are different types of banks like a retail bank, the central bank, commercial bank, an investment bank. All these fall under the category of the financial institution, but the purpose of the banks will differ based on your needs. This category includes both private and government banks. Based on the banks, the features and interest rate varies.

What rate of interest is paid by banks on savings bank accounts?

The Rate of Interest paid by the banks will differ based on the bank you maintain the account. Generally, the interest rate for the savings account will range from 3.50 to 6.25%. When you need to have more interest in your savings, it is better to analyze the interest offered your back particularly and choose wisely.

Is my bank account number on my debit card?

The debit card number will be found on the debit card and the bank account number will not be available in the debit card. Further, you can also find the details of the validity date, name o the account holder and CVV number in the debit card. All these are also necessary when you need to make use of the debit card.

How do I get my bank account number if I lost it?

You will find your bank account number at the bottom of the cheques and on the bank accounts. If you have access to the facilities of the online, you can find in internet banking. If you do not find any physical records or do not have any online access, you can reach the nearest branch of your banks and seek help from them.

What is Bank Sort Code?

A shortcode is the 6 digit numbers that are generally formatted as the three different parts. For instance, 12-13-14 and it defines the bank and the branch of it. This will not be used frequently, but the information on these numbers is significant for the bank. However, the use of this number for the customers is very less.

Do banks reuse account numbers?

Generally, the banks will not reuse any account numbers. The account number consists of different sections and the last few digits only will be unique for the customers. Till the account is active the number will remain unique, but if your account is closed completely, the bank might reuse it based on their needs.

How long is a bank account number?

The length of the bank account number will be from 8 to 13 digits. Each number in this denotes some identity. Only the last few digits will remain unique for any account. This number is the identity for your bank account and you need this for making use of the account through any means.

Can you reverse a bank transfer?

The bank transfer cannot be reversed unless the beneficiary approves it. So, you need to be alert when you are transferring the amount to any account. To make it safe, you need to check the account number, IFSC code and the details of the name twice before sending the money. Do not be in an urge when you need to send the money.

IOBA0000197 Indian Overseas Bank (भारतीय ओवरसीज बैंक) Gujjarwal IFSC Code Ludhiana Punjab Bank Details

IFSC Code, MICR Code, UPI Code of Gujjarwal, Ludhiana

IFSC Code	IOBA0000197 Copy
MICR Code	141020026 Copy
Bank	Indian overseas bank
Address	Near gurudwara jai sin main bazaar gujjarwal pin 141202
State	Punjab
District	Ludhiana
Branch	Gujjarwal
Contact	02864378

Near By Indian overseas bank branches

Gujjarwal

FAQs on Indian overseas bank BANK, Ludhiana-Punjab, Ludhiana, Punjab

What is the IFSC code of Ludhiana-Punjab, Indian overseas bank BANK ?

The IFSC code of Ludhiana-Punjab, Indian overseas bank BANK is IOBA0000197

What is the address of Indian overseas bank Bank, Near gurudwara jai sin main bazaar gujjarwal pin 141202 Branch and its IFSC Code IOBA0000197 in Ludhiana, Punjab

The address associated with IOBA0000197 is Ludhiana-Punjab

Which district falls under the Indian overseas bank BANK ?

The district that falls under the Indian overseas bank BANK is Ludhiana

What is my IFSC Code?

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What is an IFSC Code?

Indian Financial System Code (IFSC) is a unique 11-digit code allocated by Reserve Bank of India (RBI) to each bank branches in India which are contributing to online fund transfer systems like RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer) and IMPS (Immediate Payment Service).

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