IFSC Code

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Last updated on 29-03-2025

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The Indian Financial System Code (IFSC Code) is an alphanumeric code that uniquely identifies a bank-branch participating in the two main Electronic Funds Settlement Systems in India. They are RTGS (Real Time Gross Settlement) and the NEFT (National Electronic Funds Transfer) Systems. IFSC code is an eleven character code. The first four characters of IFSC are alphabetic characters that represents the Bank Name. The last six characters are usually numeric, but can be alphabetic characters that represent the Branch. The fifth character is zero (0) and is reserved for future use. IFSC Code is used by the National Electronic Funds Transfer and Real Time Gross Settlement systems to route the messages to the destination Banks or Branches. A list of bank-branches participating in NEFT/RTGS and their IFSC codes are available in this website.

Format of IFSC Code.
1 2 3 4 5 6 7 8 9 10 11
Represents Bank Code 0 Represents Branch Code
  • First 4 characters represents the Bank Name.
  • Fifth character is 0 which is reserved for future use.
  • Last 6 characters represent Branch Name.

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What is an IFSC Code?

Indian Financial System Code (IFSC) is a unique 11-digit code allocated by Reserve Bank of India (RBI) to each bank branches in India which are contributing to online fund transfer systems like RTGS (Real-Time Gross Settlement), NEFT (National Electronic Fund Transfer) and IMPS (Immediate Payment Service).

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